Posts in Category: Investment Firm

A Look at Equities First in South Africa

Equities First Holdings, LLC, is an international financial firm that was founded in 2002 in Indianapolis, Indiana. The Founder and President of the company is Al Christy, Jr. It has since its founding established offices in other countries around the world including in South Africa and more information click here.

Equity First Holdings offers stock-based loans to other businesses that are looking to raise capital, as well as high net worth individuals. The loans do not need to be spent on any specific purpose, unlike most traditional loans. Many of Equity First Holdings clients use the loans to hire additional staff, acquire new facilities, or to power their marketing efforts in order to reach new clients and markets.

After the market upheaval of 2007-2008 many traditional lenders enacted lending standards that many companies and individuals fail to meet. This is especially the case in South Africa. Equity First Holdings is able to offer these clients an alternative source of capital so that there is no disruption to their business or lives.

The terms of the stock-based loans are generally more favorable than a traditional loan. The interest rates are lower and the terms of the loan are more friendly to the entity that is seeking it. Once the loan is complete Equity First Holdings receives an amount of stock that is equal to the loan value. Equity First Holdings can either hold onto the stock throughout the terms of the loan or it can sell the stock on the open market instead.

The specialized team at Equity First Holdings has completed over 700 transactions since it was founded. They offer their clients a secure and transparent loan process that supplies them the client with the liquidity they need to flexibly meet their needs.

More visit: http://www.equitiesfirst.com/team

Why Investment Banks are So Important to Our Economy

Investment banks are a type of financial institution. They should not be confused with your common retail bank, that most of us use. A retail bank is a bank that takes deposits such as a direct deposit, check or cash deposit. It then allows you to withdraw that money to pay bills and buy items. Retail banks can also offer you a mortgage or other basic loans such as a small business loan.

Investment banks have some major differences with your local bank branch. They focus on investing funds. Some may not have bank branches at all. They may just have a major headquarters where employees invest money from. Some investment banks will not have any checking accounts or savings accounts. They will just have investment accounts.

A similarity between both investment banks and retail banks is that both lend out money. Investment banks lend out money much more freely however and in a large quantity. They are typically more prone to take risks or invest their funds in ventures than a retail bank is. Besides loaning out money, investment banks will actually purchase stocks, commodities and stakes in a company. All of this is done in order to make a profit of of these investments. The profit of an investment is called a return. This is what all investment banks are ultimately after when they make an investment.

Investment banks don’t just loan out and invest money in order to turn a profit. They can also act as negotiators in a merger or acquisition, brokers of stock, evaluators of stock and restructuring agents. A restructuring agent is simply a person or entity that restructures a firm in order to cut expenses, increase profits or meet some other goal such as environmental impact. Investment bankers also act as representatives of firms when a company needs to raise capital or funds to grow or invest in new ideas.

A Look At An Investment Banker Called Martin Lustgarten

Martin Lustgarten is a private investment banker who is the founder and president of boutique investment banking firm, Lustgarten Martin. The firm invests mostly overseas in the Latin American markets, making it a truly boutique firm. Lustgarten Martin operates out of the Jacksonville, Florida area, which is where Mr. Lustgarten also resides.

Mr. Martin Lustgarten is well versed in the climate of the Latin American financial markets and business world. He has spent numerous years living in Latin America and speaks Spanish fluently. This provides him with an insight into the markets of South America that few others have.